When you start looking to buy a new smartphones on installments and you watch the prices but do not want to spend a huge sum of money at once, you are not isolated. The fact of the matter is that phones are an expensive purchase these days and the prospect of shelling out the whole amount of money is definitely a little daunting, not to mention all those flashy new models out there. But the good news is allowing smartphones on installments are being made simpler than ever, and much of it now carries the added advantage in being interest-free.
- In the survey conducted by the Consumer Technology Association, more than 80% of the Americans prefer to finance their smartphones on installments.
- According to a study conducted by Statista, smartphone sales via installment plans in the UK have grown by 25% over the past five years.
Given these figures, it is apparent that smartphones on installment plans to pay for smartphones on installments is gaining popularity amongst the nations of the world.
What Are Smartphones on Installments?
Smartphones on installments simply mean what they say; it is simply a mobile phone, but instead of paying the entire amount, you make payments for Smartphones on installments. Under these plans, you can spread the price of the phone over a certain number of months which in most cases range between 12 and 36 months. The attraction of such option is that buying it can be reduced into smaller payments.
The installment plan most cases will not force you to pay any interest and this is the cheapest way of acquiring a phone of your choice without worrying about the extremely high interest rates. Providers even go so far as to allow you to attach your phone payments to your monthly contract payments so you are now on one monthly bill paying off your device and paying your service costs out of the hands of your monthly payment provider.
The Benefits of Paying for SmartPhones on Installments
- An Easy Payment Plan: Payments are made in easy smartphones on installments, so there will be no need of a huge lump sum payment. Rather, you will pay small payments monthly, which is according to your budget.
- No-Interest Plans: Quite a number of providers will give you no-interest plans on smartphones, and you will not be penalized by paying above the retail value of the phones.
- No Credit Checks: Not all mobile companies will run a credit check so it may be simpler to get a smartphone even if you have poor credit.
- Upgrade Flexibility: This feature enables you to change your cell phone after one year or two years based on certain installment packages.
- Easy Process: It is simple to procure a phone on an installment basis and most firms provide an online application option.
Best SmartPhones on Installments Plans for 2025
If you’re ready to explore the world of monthly phone payments, here are some of the best options for interest-free smartphone installment plans:
Provider | Plan Name | Price per Month | Duration | Features/Perks |
Voxi | Voxi Pay Monthly Plan | From £10 per month | 12-24 months | Flexible plans, interest-free, no credit check |
EE | Phone Plan | From £25 per month | 24 months | 5G-ready phones, flexible terms |
O2 | O2 Refresh | From £20 per month | 12-36 months | Interest-free, upgrade option |
Vodafone | Vodafone Flexi | From £15 per month | 24 months | Wide selection of phones, interest-free |
Three | Three Phone Plans | From £18 per month | 12-24 months | Includes 5G coverage, upgrade after 12 months |
How to Choose the Right Installment Plan for You
Shopping around to find the most suitable installment plan when purchasing your new smartphone on installments, there are a couple of things you could consider so you can get the best out of your money:
- Phone Model: Be sure that you get the right plan with the phone you want. Ensure you look at the specifications and ensure it is what you want. Do you want a professional camera? Storages tons? Ensure that the model that you select is what you expect.
- Contract Length: Take into consideration the period that you feel comfortable with paying on a monthly basis. Is it a long term 24 months or do you need a lesser period? Remember that the shorter terms imply paying more on a monthly basis but sooner you will own your device.
- Upgrade Option: There is an opportunity of upgrading your device after some time. You may want to look out to see plans that allow an upgrade after 12 or 18 months, in case keeping in touch with the latest technology is a priority.
- Flexibility in payment: You should seek payment plans that allow you to vary your payments or have flexibility in case you need to flex your contracts mid-way.
- Extras: Extras such as unlimited data, zero access to streaming services or roaming in other countries are included by some providers. Be sure to look at the complete package not just the price of the phone itself.
How to Get Interest-Free Smartphones on Installments
It has never been harder to get an interest-free phone installment plan. This is how you can get one:
- Seek interest-free deals: A lot of UK providers, such as Voxi, offer interest free terms to a huge selection of smartphones. Just ensure what the deal states clearly as interest free or no hidden charges.
- Take advantage of the ACP: In addition to the ACP, you may be able to get savings or interest-free financing through your provider depending on eligibility.
- Enroll in flexible plans: Find out plans that allow you to pay your phone in a flexible way by varying the period that you need to pay or alternating the plan to suit your financial condition.
- Look at no credit check: Not all providers will give you a credit check so this can be an easy way to acquire financing, particularly when your credit may not be good.
Conclusion—Smartphones on Installments
Phones in payments are great alternatives to having the phone you need without the associated load of the cost of purchase. Interest-free installment plans allows you to use the latest smartphones at low instalment prices. There is a plan available to suit the type of phone you require be it work or play or to just keep in touch with family.
Voxi is one of the leading offers of the plan, which is flexible and without any credit check policy and also provides the best offers on smartphones. It is easy and absent of any hassles, as they offer you interest free plans on a diverse portfolio of smart phones with an easy monthly paying option. Then why wait? Go shopping and get your ideal smartphone!
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FAQs
- What periods of phone installments are?
The installment period on the phone may start between the durations of 12-36 months, depending on the suppliers and on the phone model. - Is it possible to put the phone plan on installment?
Yes most providers work where you can add ink phone payments to monthly services so you can just make one convenient bill.